Smart Coverage for Every Drive—and Every Driver

Whether you’re cruising through Charlotte or commuting across the Carolinas, your auto insurance should do more than meet the minimums. At 1st Choice Insurance Advisors, we help you protect your vehicles—and your lifestyle—with coverage that’s tailored to your needs and budget.



With access to top carriers and over 30 years of experience, we’ll help you find the right balance of protection, value, and peace of mind.

Who We Serve

We specialize in helping higher-net-worth families and discerning drivers get the right level of coverage—without the usual hassle. From daily drivers to collector cars, we make it easy to compare options and get answers fast.


Ideal for:



  • Busy professionals and dual-income households
  • Families with multiple drivers or vehicles
  • Clients seeking bundling with home or umbrella policies
  • Luxury, leased, or specialty vehicles

Coverage Options

We’ll walk you through what’s required, what’s recommended, and what makes sense for you:


  • Liability Insurance – Covers bodily injury and property damage to others
  • Collision Coverage – Helps pay for your vehicle if you're in an accident
  • Comprehensive Coverage – Covers theft, vandalism, weather damage, and more
  • Uninsured/Underinsured Motorist – Extra protection when others don’t have enough
  • Rental Reimbursement – Stay mobile while your car is in the shop
  • Roadside Assistance – 24/7 help, whenever and wherever you need it

Bundle & Save

Most of our clients choose to bundle auto and home insurance for better coverage and better rates. Ask us how much you could save—it only takes a few minutes to compare.

Start My Bundle Quote

Why Choose 1st Choice?

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No-nonsense quotes from real advisors

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Local knowledge of NC/SC regulations

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Independent = More options, not less

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Fast claims support and annual coverage reviews

You drive. We’ll handle the coverage.

Ready to see your options? Let’s compare rates and get you covered