Straight Answers to Common Questions

We get a lot of great questions—so we’ve answered some of the most common ones below. If you don’t see what you need, feel free to reach out. We’re always happy to clarify.

General Insurance Questions

  • How do I get a quote?

    You can start online anytime through our [quote form], or contact us directly. We’ll make it quick and easy.

  • What carriers do you work with?

    We partner with a wide range of trusted national and regional carriers. Check out our [Carriers page] for a full list.

  • Do I have to switch everything over at once?

    Not at all. Many clients start with one policy, then bundle later for added savings and simplicity.

Personal Insurance FAQs

  • Does home insurance cover floods?

    Standard home insurance does not cover flood damage. We offer separate flood policies if needed.

  • Can I bundle my auto and home?

    Absolutely—and most clients do. It can lower premiums and simplify billing.

  • What discounts are available?

    That depends on the carrier, but common discounts include bundling, good driver history, home security systems, and more.

Business Insurance FAQs

  • Do I need workers’ comp if I only have contractors?

    Possibly. It depends on your state and how those contractors are classified. We can help you find out.

  • How quickly can I get a COI?

     In most cases, we issue Certificates of Insurance same-day, often within hours.

  • What’s the benefit of working with an independent agency?

    More options, unbiased advice, and personalized service—without the “one-size-fits-all” approach.


Still have questions?