Your Car Isn’t Just a Vehicle—It’s a Legacy

Whether it’s a perfectly restored Mustang or a rare vintage Porsche, your collector car deserves more than standard auto coverage. At 1st Choice Insurance Advisors, we partner with specialty carriers to offer protection designed specifically for classic, antique, and high-value vehicles.

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What Qualifies as a Classic or Collector Vehicle?

Eligibility typically includes:


  • Cars over 10–15 years old in good to excellent condition
  • Limited-use or garage-kept vehicles
  • Antiques, exotics, hot rods, or muscle cars
  • Vehicles used for shows, exhibitions, or pleasure—not daily driving

Coverage Options

With the right policy, you can expect:


  • Agreed Value Coverage – You and the carrier agree on the car’s value upfront
  • No Depreciation – Get the full agreed amount if there’s a total loss
  • Spare Parts Coverage – Protect your rare or hard-to-find components
  • Inflation Guard – Keeps your policy aligned with market value
  • Flatbed Towing & Roadside Assistance – Specialty services for specialty cars

Let’s protect what matters most—beautifully and securely.