Protect Your Team. Protect Your Business
Whether you run a construction crew, a boutique hotel, or a growing startup, workers’ compensation isn’t just a legal requirement—it’s a vital part of running a responsible business. At 1st Choice Insurance Advisors, we help North and South Carolina employers secure smart, compliant workers’ comp coverage that fits their operation and budget.
We work fast, we explain everything clearly, and we make sure you're covered where it counts.
Why Workers’ Comp Matters
Accidents happen—on job sites, in offices, even during off-site errands. Workers’ comp helps cover medical expenses, lost wages, and rehabilitation costs for injured employees, while also protecting your business from lawsuits or financial penalties.
It’s required in most cases—and essential in all.
Who We Serve
We work with businesses of all sizes, across a range of industries:
- General Contractors & Subcontractors
- Hotels, Restaurants & Hospitality
- Healthcare Practices
- Retail & Service Businesses
- Office-Based Teams & Startups
- Nonprofits and Specialty Industries
Whether you have two employees or two hundred, we’ll help you find the right solution and stay compliant.
What You Can Expect
With 1st Choice, you get more than just a policy—you get:
- Competitive quotes from multiple A-rated carriers
- Help navigating NC and SC workers’ comp laws
- Audit preparation and ongoing support
- Fast certificate delivery when clients or jobs demand it
- Integration with industry tools (like Pay-As-You-Go plans or payroll partners)
Workers’ Compensation Insurance FAQs
How is pricing determined?
Rates are based on your industry classification, payroll, claims history, and safety record.
Can I get coverage if I’m just starting out?
Absolutely. We specialize in helping new and growing businesses secure compliant, scalable coverage.
