Protect Your Home Like a Local Would
Your home isn’t just a roof over your head—it’s your biggest investment, your comfort zone, and your foundation for the future. At 1st Choice Insurance Advisors, we understand what it takes to protect homes across Charlotte and the Carolinas, because we live here too.
With decades of local experience and direct access to top-rated carriers, we’ll help you find coverage that fits—whether you own a condo in Uptown, a bungalow in Belmont, or a custom build in Fort Mill.
What Your Policy Can Cover
Every home is different. So is every policy we write. We walk you through your options and explain everything in plain English.
Typical coverage includes:
- Dwelling Protection – Covers your home’s structure
- Other Structures – Garages, sheds, fences, and more
- Personal Property – Protects your belongings inside
- Liability Coverage – Covers you if someone is injured on your property
- Loss of Use – Helps cover living expenses if your home is uninhabitable
- Flood or Windstorm Endorsements – Available where needed
Personalized Protection, Every Time
We don’t do cookie-cutter coverage. Our team takes the time to understand your home’s value, location, risks, and lifestyle—then matches you with a policy that covers the right details.
Ideal for:
- New homeowners looking for guidance
- Luxury or high-value properties
- Vacation or second homes
- Condo or townhouse owners
- Families bundling home + auto
Local Expertise Matters
We know what’s common—and what’s unique—about the Charlotte market and surrounding areas. From navigating local building codes to understanding common risk areas (like storm zones or aging infrastructure), we bring insight that out-of-state carriers just can’t match.
Bundle & Save
Combine your home and auto policies to simplify billing, increase discounts, and streamline your claims process.
Ask us about umbrella coverage to enhance protection even more.
