Coverage That Works as Hard as You Do
Running a business takes hustle, heart, and more than a little risk. At 1st Choice Insurance Advisors, we help you protect everything you’ve built—from your employees and equipment to your income and reputation.
With decades of experience and access to top commercial carriers, we tailor business insurance solutions to your size, industry, and long-term goals. Whether you're just starting out or expanding fast, we’ve got your back.
Who We Serve
We insure businesses across the Carolinas and Southeast, including:
- General Contractors & Subcontractors
- Retailers & Restaurants
- Salons & Spas
- Healthcare Practices
- Real Estate & Property Management
- Professional Services & Offices
- Hotels, Motels & Hospitality
- Nonprofits & Specialty Ventures
No matter your niche, we’ll guide you through what coverage you need, what you don’t, and how to grow smartly and safely.
Core Coverages We Offer
We work with leading commercial insurers to build a policy—or bundle—that may include:
- General Liability – Protection for bodily injury, property damage, and legal defense
- Commercial Property – Covers buildings, equipment, signage, and more
- Business Owner’s Policy (BOP) – Bundled coverage for small to mid-sized businesses
- Professional Liability (E&O) – Protects against claims of negligence or errors
- Commercial Auto – Covers vehicles used for business purposes
- Cyber Liability – Protection against data breaches and digital risks
- Employment Practices Liability – Covers HR-related claims like wrongful termination
- Inland Marine – For tools, equipment, and goods in transit
Don’t see what you need? We offer dozens of specialty products tailored to your industry.
